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Financial Clarity Blogs


How to Value Your Construction or Engineering Business for Succession
Introduction - Value Your Construction or Engineering Business When it comes to succession planning , one of the biggest questions every...

Jones Financial Accounts
Oct 175 min read


Thinking About Succession, Where Do You Start?
Introduction - Succession, Where Do You Start In the construction and engineering world, many business owners spend years building their...

Jones Financial Accounts
Oct 165 min read


Expanding Your Services? Why a Group Company Structure Makes Sense
Introduction - Group Company Structure Makes Sense In construction and engineering, growth rarely comes from doing more of the same. It...

Jones Financial Accounts
Oct 155 min read


The Tax Gap Explained: What HMRC Expects from Construction SMEs
Introduction - The Tax Gap Explained In plain English, the tax gap is the difference between what HMRC should collect and what it ...

Jones Financial Accounts
Oct 145 min read


Overwhelmed by Transactions? Upgrade Your Finance Function Before It Hurts Cash
Introduction - U pgrade Your Finance Function If your construction or engineering business is drowning in invoices, card payments,...

Jones Financial Accounts
Oct 135 min read


How Management Accounts Give You Control Over Growth
Introduction - Management Accounts Fast-growing construction and engineering firms live or die by control. Projects overlap, materials...

Jones Financial Accounts
Oct 104 min read


How Much Should You Apply For? A Realistic Guide to Your Monthly Valuation
Introduction - Guide to Valuation When you’re raising finance, for new kit, extra crews, or bridging cash between stage payments, two questions matter most: what’s the business worth, and how much should you ask for? Get either wrong, and you risk expensive borrowing, unnecessary dilution, or a deal that collapses at the finish line. For construction and engineering firms, the challenge is sharper: project timings, retentions, variations, and materials volatility all distor

Jones Financial Accounts
Oct 94 min read


Smart Funding for Construction Firms: Invoice vs Asset Finance
Introduction - Invoice vs Asset Finance Cash flow is the lifeblood of any construction or engineering business. You can have profitable...

Jones Financial Accounts
Oct 84 min read


The Hidden Costs of Not Having a Finance Director
Introduction - Not Having a Finance Director Every successful construction or engineering business eventually hits a turning point, when...

Jones Financial Accounts
Oct 74 min read


Have You Outgrown Your Bookkeeper and Year-End Accountant?
Introduction - Outgrown Your Bookkeeper and Year-End Accountant? As your business grows, so do your financial responsibilities, but many...

Jones Financial Accounts
Oct 64 min read


The 2 Biggest Risks in Credit Control: Late Payment and No Payment
Introduction - Risks in Credit Control In construction and engineering, cash flow is the lifeblood of the business. Yet too often,...

Jones Financial Accounts
Oct 34 min read


What Is Equity on the Balance Sheet and Why It Matters for SMEs
Introduction In construction and engineering, directors are often focused on turnover, gross profit, or cash flow, but overlook the...

Jones Financial Accounts
Oct 24 min read


What Lean Finance Really Means for Ambitious SMEs
Introduction - Lean Finance In construction and engineering, ambition often means chasing bigger contracts, hiring faster, or investing...

Jones Financial Accounts
Oct 13 min read


Why Construction Firms Need Scenario Planning More Than Ever
Introduction - Construction Firms Need Scenario Planning Running a construction or engineering business often feels like driving in the...

Jones Financial Accounts
Sep 303 min read


Profit, Cash, and Control: The KPIs That Drive Smarter Decisions
Introduction - KPIs Profit, Cash, and Control For construction and engineering businesses, making big decisions isn’t just about gut...

Jones Financial Accounts
Sep 295 min read


The CFO’s Guide to Stress-Tested Forecasting for SMEs
Introduction - Stress-Tested Forecasting for SMEs In construction and engineering, no project is free of risk. Payments are delayed,...

Jones Financial Accounts
Sep 264 min read


Should You Take That Opportunity? What the Numbers Reveal
Introduction - Should You Take That Opportunity Every construction and engineering business faces moments when a new opportunity looks...

Jones Financial Accounts
Sep 254 min read


How to Prepare Financially Before Bringing in a Business Partner
Introduction - Prepare Financially Before Bringing in a Business Partner For construction and engineering businesses, growth often means...

Jones Financial Accounts
Sep 243 min read


CIS Returns Made Simple: A Contractor’s Guide
Introduction - CIS Returns Made Simple If you run a construction or engineering business in the UK, you’ve almost certainly heard of the...

Jones Financial Accounts
Sep 234 min read


Construction Accounting Made Simple: Year-End Preparation
Introduction - Construction Accounting Year-End Preparation For construction and engineering businesses, the end of the tax year is more...

Jones Financial Accounts
Sep 224 min read
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