Download Free Finance Tools, Templates & Guides for SMEs
Practical finance tools designed for construction, engineering, and trade business owners, simple enough for anyone to use, powerful enough to guide better decisions.
At Jones Financial Accounts, we believe that financial clarity shouldn’t be complicated. That’s why we’ve created a set of free, easy-to-use templates and checklists to help business owners take control of their numbers.
Resources Available to Download
💼 Available Resources to Download
1. Break-Even Calculator
Understand how much revenue your business needs to cover its costs, and what happens if your sales or prices change.
Perfect for: pricing jobs correctly and planning growth targets.
2. Capital Allowance Calculator
Identify what equipment or vehicles qualify for tax relief and how much you can claim.
Perfect for: reducing your corporation tax bill and planning asset purchases wisely.
3. Job / Project Profitability Tracker
Track costs, labour, and materials for every project to see which jobs are truly profitable.
Perfect for: construction and engineering businesses managing multiple projects.
4. Capital Allowance Checklist
A simple guide to make sure you never miss a qualifying claim again.
Perfect for: directors reviewing end-of-year accounts and asset purchases.
5. CIS Compliance Checklist
Stay on top of monthly Construction Industry Scheme requirements.
Perfect for: contractors and subcontractors who need to stay HMRC compliant.
6. Management Accounts Review Checklist
Learn how to review your monthly financial reports like a finance director.
Perfect for: business owners who want better control over performance.
7. Credit Control Procedures Checklist
Step-by-step guide from invoice issue to overdue payment follow-up, including escalation steps.
Perfect for: improving cash collection and reducing debtor days.
8. Late Payment Letter Templates
Ready-to-send Word/PDF templates for chasing overdue invoices professionally and effectively.
Perfect for: getting paid faster without damaging customer relationships.
9. 13-Week Cashflow Forecast Template
A clear, structured spreadsheet to plan short-term cash movements and predict future gaps.
Perfect for: construction firms balancing stage payments, VAT deadlines, and supplier terms.
10. Absorption Costing Calculator
Work out your true hourly or day rate once all overheads, labour, and operating costs are included.
Perfect for: directors who want accurate pricing, margin control, and scalable profit planning.
How to Use These Tools
Each download includes clear, plain-English instructions, designed so even non-accountants can follow them with confidence.
-
Download the file and open it in Excel or PDF.
-
Enter your data where highlighted.
-
Review the built-in results or checklist steps to identify where to take action.
Every tool has been built using the same financial insight and structure we use inside the JFA Growth Finance Framework™ designed to help you move from:
Foundations → Visibility → Control → Strategy → Partnership.