Download Free Finance Tools, Templates & Guides for SMEs
Practical finance tools designed for construction, engineering, and trade business owners, simple enough for anyone to use, powerful enough to guide better decisions.
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At Jones Financial Accounts, we believe that financial clarity shouldn’t be complicated. That’s why we’ve created a set of free, easy-to-use templates and checklists to help business owners take control of their numbers.
Resources Available to Download
💼 Available Resources to Download
1. Break-Even Calculator
Understand how much revenue your business needs to cover its costs, and what happens if your sales or prices change.
Perfect for: pricing jobs correctly and planning growth targets.
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2. Capital Allowance Calculator
Identify what equipment or vehicles qualify for tax relief and how much you can claim.
Perfect for: reducing your corporation tax bill and planning asset purchases wisely.
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3. Job / Project Profitability Tracker
Track costs, labour, and materials for every project to see which jobs are truly profitable.
Perfect for: construction and engineering businesses managing multiple projects.
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4. Capital Allowance Checklist
A simple guide to make sure you never miss a qualifying claim again.
Perfect for: directors reviewing end-of-year accounts and asset purchases.
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5. CIS Compliance Checklist
Stay on top of monthly Construction Industry Scheme requirements.
Perfect for: contractors and subcontractors who need to stay HMRC compliant.
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6. Management Accounts Review Checklist
Learn how to review your monthly financial reports like a finance director.
Perfect for: business owners who want better control over performance.
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7. Credit Control Procedures Checklist
Step-by-step guide from invoice issue to overdue payment follow-up, including escalation steps.
Perfect for: improving cash collection and reducing debtor days.
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8. Late Payment Letter Templates
Ready-to-send Word/PDF templates for chasing overdue invoices professionally and effectively.
Perfect for: getting paid faster without damaging customer relationships.
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9. 13-Week Cashflow Forecast Template
A clear, structured spreadsheet to plan short-term cash movements and predict future gaps.
Perfect for: construction firms balancing stage payments, VAT deadlines, and supplier terms.
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10. Absorption Costing Calculator
Work out your true hourly or day rate once all overheads, labour, and operating costs are included.
Perfect for: directors who want accurate pricing, margin control, and scalable profit planning.
How to Use These Tools
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Each download includes clear, plain-English instructions, designed so even non-accountants can follow them with confidence.
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Download the file and open it in Excel or PDF.
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Enter your data where highlighted.
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Review the built-in results or checklist steps to identify where to take action.
Every tool has been built using the same financial insight and structure we use inside the JFA Growth Finance Framework™ designed to help you move from:
Foundations → Visibility → Control → Strategy → Partnership.