Financial Clarity Blogs

When business owners talk about “cashflow issues,” they often assume it’s something only the finance team needs to handle. In reality,...

Late invoicing might seem like just another minor administrative oversight, but for SMEs, it significantly impacts cash flow, operational...

Managing cash flow can feel like juggling flaming torches while riding a unicycle, exciting in theory, terrifying in practice. Yet for...

When a business grows past £1m turnover, the finance function often starts to crack under the weight of growth. Suddenly, you have late...

When a business starts struggling, the signs are rarely subtle. Late payroll, supplier pressure, customer complaints, but by the time...

Let’s talk about one of the hardest truths in business. You’re short on cash, the bills are piling up, and that supplier invoice is...

Mixing Personal and Business Expenses? For Construction Firms, That’s Dangerous Ground In construction, it's easy for lines to blur. One...

When a business fails to hit its vision, it's rarely due to a lack of ambition, it’s usually because the financial engine wasn’t aligned...

Getting funding approved in the construction or engineering space can be tough, especially when projects are long-term, payments are...

When your business starts to grow, new clients, higher turnover, a busier team, expansion feels like the logical next step. But growth...

Why "Cutting Costs" Can Undermine Your Build When pressure hits, whether it’s materials spiking, a project falling behind, or cash flow...

Why Every Growing Business Needs to Rethink Its Finance Function Running a business without a proper finance function is like driving a...

If you’ve ever caught yourself staring at a pile of receipts, spreadsheets, and unanswered HMRC emails thinking “I need help,” you’re not...

If you’ve recently bought tools, equipment, or machinery for your business, congratulations, you may be entitled to claim capital...

Management accounting isn’t just for big corporates with finance teams and boardrooms. In fact, for growing SMEs, it might be the...

Overheads can quietly eat away at your business profits, like termites in the walls. They’re not as obvious as direct costs, but they can...

Your Profit & Loss (P&L) report isn’t just for accountants. It’s one of the most powerful business tools in your toolkit, if you know how...

If you’re running a business without a forecast, it’s like driving through fog with no headlights. You might be moving, but you’ve no...

If you’re a director of a limited company, you’ve likely heard the classic advice: “Pay yourself a small salary and top up the rest with...

Running a construction business is like juggling bricks, if you lose sight of one project, the whole operation can wobble. With long lead...