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Financial Clarity Blogs


Always Reacting, Never Planning? Use KPIs to Drive Growth
Introduction - Use KPIs to Drive Growth Many construction and engineering SMEs feel like they’re constantly chasing problems rather than...

Jones Financial Accounts
Sep 12, 20254 min read


Too Busy to Be Profitable? Streamline Your SME Operations
Introduction - Streamline Your SME Operations For many construction and engineering SMEs, the story is the same: the phones don’t stop...

Jones Financial Accounts
Sep 11, 20253 min read


Why Profitable Businesses Still Fail, Poor Working Capital Explained
Introduction - Poor Working Capital Explained For construction and engineering SMEs, survival often depends on cash, not profit. A...

Jones Financial Accounts
Sep 10, 20253 min read


Bad Traits of a Finance Director And How SMEs Can Avoid Them
Introduction - Bad Traits of a Finance Director Hiring a Finance Director (FD) is one of the biggest decisions a construction or...

Jones Financial Accounts
Sep 9, 20254 min read


How to Know If Your SME Is Ready for a Part-Time Finance Director
Introduction - Ready for a Part-Time Finance Director? Running a construction or engineering business isn’t easy. The numbers get bigger,...

Jones Financial Accounts
Sep 8, 20254 min read


How to Forecast Revenue, Profit and Cash Without Guessing
Introduction - How to Forecast Revenue, Profit and Cash In construction and engineering, guessing the numbers is risky business. Too...

Jones Financial Accounts
Sep 5, 20253 min read


How to Identify Your Most Profitable Services (And Stop Wasting Time on the Rest)
Introduction - Identify Your Most Profitable Services In construction and engineering, not all projects or services deliver the same...

Jones Financial Accounts
Sep 4, 20254 min read


The Role of CFO-Level Thinking in Growing Engineering SMEs
Introduction CFO-Level Thinking In the world of construction and engineering, projects can move quickly, deadlines shift, costs change,...

Jones Financial Accounts
Sep 3, 20254 min read


Planning for Exit or Succession? Why Your Financial Story Matters Most
Introduction - Planning for Exit or Succession Every construction or engineering business tells a story. Not just through the projects...

Jones Financial Accounts
Sep 2, 20254 min read


Why SME Directors Should Outsource Finance to Save Time and Stress
Introduction - Why SME Directors Should Outsource Finance Running a construction or engineering business is tough enough without being...

Jones Financial Accounts
Sep 1, 20254 min read


5 Finance Steps to Grow Your Construction Business Safely
Introduction - Grow Your Construction Business Safely Scaling a business is exciting, new projects, new staff, and bigger contracts. But...

Jones Financial Accounts
Aug 29, 20254 min read


End of Tax Year Checklist for the Construction Industry
Introduction - Tax Year Checklist For many construction and engineering businesses, the end of the tax year can feel like an uphill...

Jones Financial Accounts
Aug 28, 20254 min read


Should You Register for Gross CIS Status? A Simple Guide
Introduction - Gross CIS Status For many construction and engineering businesses in the UK, the Construction Industry Scheme (CIS) is a...

Jones Financial Accounts
Aug 27, 20254 min read


When Should You Register for VAT? A Simple SME Guide
Introduction - Register for VAT VAT (Value Added Tax) is one of those subjects that business owners hear about constantly but rarely feel...

Jones Financial Accounts
Aug 26, 20255 min read


5 Tax Reliefs UK Small Businesses Forget to Claim
Introduction to Tax Reliefs Every year, thousands of small businesses in the UK overpay tax simply because they aren’t aware of the...

Jones Financial Accounts
Aug 25, 20255 min read


Is Your Business Running as Efficiently as You Think? The Financial Signs
Introduction In construction and engineering, efficiency is everything . Projects are complex, margins are tight, and cash flow can make...

Jones Financial Accounts
Aug 22, 20253 min read


The Difference Between an Accountant and a Fractional FD/CFO
Introduction For growing SMEs and construction firms, it’s easy to assume that an accountant and a fractional Finance Director (FD) or...

Jones Financial Accounts
Aug 21, 20253 min read


Should You Buy That New Equipment or Lease It? The Accounting View
Introduction For construction companies and SMEs, the decision to buy or lease new equipment isn’t just about convenience, it’s about...

Jones Financial Accounts
Aug 20, 20254 min read


Which VAT Rate Applies to Your Construction Project? (Explained Simply)
Introduction VAT in the construction industry is one of the most misunderstood areas of tax. From new builds to renovations and...

Jones Financial Accounts
Aug 19, 20254 min read


Guide to Construction Industry Scheme (CIS) for Contractors
Introduction If you’re running a construction business in the UK, chances are you’ve already heard of the Construction Industry Scheme...

Jones Financial Accounts
Aug 18, 20254 min read
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