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Startup & Small Business Essentials
For founders, side-hustlers, and early-stage businesses laying the right financial foundations.


The Real Cost of Late Invoicing: Why Timing is Everything
Late invoicing might seem like just another minor administrative oversight, but for SMEs, it significantly impacts cash flow, operational...

Jones Financial Accounts
Jul 173 min read


How to Negotiate With Suppliers When You Can’t Pay on Time
Let’s talk about one of the hardest truths in business. You’re short on cash, the bills are piling up, and that supplier invoice is...

Jones Financial Accounts
Jul 103 min read


Should You Hire a Bookkeeper or Outsource? Pros and Cons for SMEs
If you’ve ever caught yourself staring at a pile of receipts, spreadsheets, and unanswered HMRC emails thinking “I need help,” you’re not...

Jones Financial Accounts
Jul 35 min read


What Is Management Accounting and Why SMEs Need It
Management accounting isn’t just for big corporates with finance teams and boardrooms. In fact, for growing SMEs, it might be the...

Jones Financial Accounts
Jul 14 min read


Cash Flow vs Profit: Why Your Business Needs Both
Most small business owners keep an eye on their profit and loss, but far too many ignore the one thing that keeps the lights on. You...

Jones Financial Accounts
Jun 254 min read


5 Accounting Mistakes Most Small Businesses Make (And How to Avoid Them)
When you start a small business, you’re likely wearing all the hats, the CEO hat, the HR hat, and yes, even the Accountant hat. But...

Jones Financial Accounts
Jun 253 min read


Why Every Small Business Should Have a Monthly Finance Health Check
Your business has numbers. Bank balances. Payments in. Bills out. A few spreadsheets, maybe. But here’s the question: when was the last...

Jones Financial Accounts
Jun 252 min read
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