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Finance for Growth & Scaling
Tactical insights to help you grow profitably, scale efficiently, and build a finance function that supports your ambitions.


Compliance Risks – CIS, VAT, and Health & Safety Costs in Engineering
Construction Industry Scheme (CIS) returns, VAT rules, and health & safety compliance are non-negotiable in engineering. Get them wrong,...

Jones Financial Accounts
Aug 143 min read


Risk Registers: From Project Log to Board-Room Briefing
In many construction firms, risk registers end up as dusty spreadsheets buried on a project manager’s desktop, seen once a month and...

Jones Financial Accounts
Aug 43 min read


Why Every Growing SME Needs a Part-Time Finance Director
Imagine you’re steering a sports car at speed, your bookkeeper is the reliable engine, but you need a co-pilot scanning the road ahead....

Jones Financial Accounts
Jul 254 min read


How the Role of Budgeting Powers Scalable Growth
Budgeting often gets a bad rap as a restrictive, bureaucratic chore, but done right, it’s your growth GPS. Rather than a straightjacket,...

Jones Financial Accounts
Jul 234 min read


How Management Accounts Help You Make Smarter Business Decisions
Management accounts aren’t just another set of numbers, they’re the steering wheel of your business. While statutory (annual) accounts...

Jones Financial Accounts
Jul 224 min read


Why You Should Review Your Chart of Accounts Before Scaling Your Business
Your chart of accounts is more than just a list of codes for categorising income and expenses, it’s the foundation for financial clarity,...

Jones Financial Accounts
Jul 212 min read


How to Build a 30-Day Cash Flow Plan to Regain Control
Managing cash flow can feel like juggling flaming torches while riding a unicycle, exciting in theory, terrifying in practice. Yet for...

Jones Financial Accounts
Jul 163 min read


How to Fix a Broken Finance Function (Without Hiring a Full Team)
When a business grows past £1m turnover, the finance function often starts to crack under the weight of growth. Suddenly, you have late...

Jones Financial Accounts
Jul 153 min read


The One Financial Dashboard That Can Save a Failing Business
When a business starts struggling, the signs are rarely subtle. Late payroll, supplier pressure, customer complaints, but by the time...

Jones Financial Accounts
Jul 143 min read


How to Align Your Financial Strategy With Your Business Vision
When a business fails to hit its vision, it's rarely due to a lack of ambition, it’s usually because the financial engine wasn’t aligned...

Jones Financial Accounts
Jul 94 min read


Applying for Business Funding? What Lenders Want to See in Your Numbers
Getting funding approved in the construction or engineering space can be tough, especially when projects are long-term, payments are...

Jones Financial Accounts
Jul 84 min read


Expanding Your Business? The Numbers You Need to Review First
When your business starts to grow, new clients, higher turnover, a busier team, expansion feels like the logical next step. But growth...

Jones Financial Accounts
Jul 74 min read


When Cutting Costs Is a Mistake, What to Reduce, What to Protect
Why "Cutting Costs" Can Undermine Your Build When pressure hits, whether it’s materials spiking, a project falling behind, or cash flow...

Jones Financial Accounts
Jul 53 min read


How to Set Up a Finance Function That Grows With You
Why Every Growing Business Needs to Rethink Its Finance Function Running a business without a proper finance function is like driving a...

Jones Financial Accounts
Jul 44 min read


Should You Hire a Bookkeeper or Outsource? Pros and Cons for SMEs
If you’ve ever caught yourself staring at a pile of receipts, spreadsheets, and unanswered HMRC emails thinking “I need help,” you’re not...

Jones Financial Accounts
Jul 35 min read


Capital Allowances Explained: How to Cut Your Tax Bill on Equipment
If you’ve recently bought tools, equipment, or machinery for your business, congratulations, you may be entitled to claim capital...

Jones Financial Accounts
Jul 23 min read


How Forecasting Supports Better Business Decisions
If you’re running a business without a forecast, it’s like driving through fog with no headlights. You might be moving, but you’ve no...

Jones Financial Accounts
Jun 283 min read


What Reports Should a Construction Business Review Every Month?
Running a construction business is like juggling bricks, if you lose sight of one project, the whole operation can wobble. With long lead...

Jones Financial Accounts
Jun 263 min read


Cash Flow vs Profit: Why Your Business Needs Both
Most small business owners keep an eye on their profit and loss, but far too many ignore the one thing that keeps the lights on. You...

Jones Financial Accounts
Jun 254 min read


Why Every Small Business Should Have a Monthly Finance Health Check
Your business has numbers. Bank balances. Payments in. Bills out. A few spreadsheets, maybe. But here’s the question: when was the last...

Jones Financial Accounts
Jun 252 min read
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