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Finance for Growth & Scaling
Tactical insights to help you grow profitably, scale efficiently, and build a finance function that supports your ambitions.


How Much Should You Apply For? A Realistic Guide to Your Monthly Valuation
Introduction - Guide to Valuation When you’re raising finance, for new kit, extra crews, or bridging cash between stage payments, two questions matter most: what’s the business worth, and how much should you ask for? Get either wrong, and you risk expensive borrowing, unnecessary dilution, or a deal that collapses at the finish line. For construction and engineering firms, the challenge is sharper: project timings, retentions, variations, and materials volatility all distor

Jones Financial Accounts
Oct 9, 20254 min read


Smart Funding for Construction Firms: Invoice vs Asset Finance
Introduction - Invoice vs Asset Finance Cash flow is the lifeblood of any construction or engineering business. You can have profitable...

Jones Financial Accounts
Oct 8, 20254 min read


The Hidden Costs of Not Having a Finance Director
Introduction - Not Having a Finance Director Every successful construction or engineering business eventually hits a turning point, when...

Jones Financial Accounts
Oct 7, 20254 min read


Have You Outgrown Your Bookkeeper and Year-End Accountant?
Introduction - Outgrown Your Bookkeeper and Year-End Accountant? As your business grows, so do your financial responsibilities, but many...

Jones Financial Accounts
Oct 6, 20254 min read


What Is Equity on the Balance Sheet and Why It Matters for SMEs
Introduction In construction and engineering, directors are often focused on turnover, gross profit, or cash flow, but overlook the...

Jones Financial Accounts
Oct 2, 20254 min read


What Lean Finance Really Means for Ambitious SMEs
Introduction - Lean Finance In construction and engineering, ambition often means chasing bigger contracts, hiring faster, or investing...

Jones Financial Accounts
Oct 1, 20253 min read


Profit, Cash, and Control: The KPIs That Drive Smarter Decisions
Introduction - KPIs Profit, Cash, and Control For construction and engineering businesses, making big decisions isn’t just about gut...

Jones Financial Accounts
Sep 29, 20255 min read


How to Prepare Financially Before Bringing in a Business Partner
Introduction - Prepare Financially Before Bringing in a Business Partner For construction and engineering businesses, growth often means...

Jones Financial Accounts
Sep 24, 20253 min read


The True ROI of Outsourcing Finance for Construction SMEs
Introduction - ROI of Outsourcing Finance for SMEs For many construction and engineering SMEs, finance is treated as a cost rather than a...

Jones Financial Accounts
Sep 19, 20253 min read


Why Bringing in Accountants Pays Off Immediately
Introduction - Accountants Pays Off Immediately Running a construction or engineering business is tough enough without wasting money...

Jones Financial Accounts
Sep 15, 20254 min read


Why Profitable Businesses Still Fail, Poor Working Capital Explained
Introduction - Poor Working Capital Explained For construction and engineering SMEs, survival often depends on cash, not profit. A...

Jones Financial Accounts
Sep 10, 20253 min read


How to Know If Your SME Is Ready for a Part-Time Finance Director
Introduction - Ready for a Part-Time Finance Director? Running a construction or engineering business isn’t easy. The numbers get bigger,...

Jones Financial Accounts
Sep 8, 20254 min read


How to Forecast Revenue, Profit and Cash Without Guessing
Introduction - How to Forecast Revenue, Profit and Cash In construction and engineering, guessing the numbers is risky business. Too...

Jones Financial Accounts
Sep 5, 20253 min read


Is Your Business Running as Efficiently as You Think? The Financial Signs
Introduction In construction and engineering, efficiency is everything . Projects are complex, margins are tight, and cash flow can make...

Jones Financial Accounts
Aug 22, 20253 min read


The Difference Between an Accountant and a Fractional FD/CFO
Introduction For growing SMEs and construction firms, it’s easy to assume that an accountant and a fractional Finance Director (FD) or...

Jones Financial Accounts
Aug 21, 20253 min read


Compliance Risks – CIS, VAT, and Health & Safety Costs in Engineering
Construction Industry Scheme (CIS) returns, VAT rules, and health & safety compliance are non-negotiable in engineering. Get them wrong,...

Jones Financial Accounts
Aug 14, 20253 min read


Risk Registers: From Project Log to Board-Room Briefing
In many construction firms, risk registers end up as dusty spreadsheets buried on a project manager’s desktop, seen once a month and...

Jones Financial Accounts
Aug 4, 20253 min read


Why Every Growing SME Needs a Part-Time Finance Director
Imagine you’re steering a sports car at speed, your bookkeeper is the reliable engine, but you need a co-pilot scanning the road ahead....

Jones Financial Accounts
Jul 25, 20254 min read


How the Role of Budgeting Powers Scalable Growth
Budgeting often gets a bad rap as a restrictive, bureaucratic chore, but done right, it’s your growth GPS. Rather than a straightjacket,...

Jones Financial Accounts
Jul 23, 20254 min read


How Management Accounts Help You Make Smarter Business Decisions
Management accounts aren’t just another set of numbers, they’re the steering wheel of your business. While statutory (annual) accounts...

Jones Financial Accounts
Jul 22, 20254 min read
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