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Benefits & Personal Finance
Smart ways to extract money, plan for retirement, offer staff perks, and save tax across the board.
Too Busy to Be Profitable? Streamline Your SME Operations
Introduction - Streamline Your SME Operations For many construction and engineering SMEs, the story is the same: the phones don’t stop...
Jones Financial Accounts
Sep 113 min read
Bad Traits of a Finance Director And How SMEs Can Avoid Them
Introduction - Bad Traits of a Finance Director Hiring a Finance Director (FD) is one of the biggest decisions a construction or...
Jones Financial Accounts
Sep 94 min read
Planning for Exit or Succession? Why Your Financial Story Matters Most
Introduction - Planning for Exit or Succession Every construction or engineering business tells a story. Not just through the projects...
Jones Financial Accounts
Sep 24 min read
End of Tax Year Checklist for the Construction Industry
Introduction - Tax Year Checklist For many construction and engineering businesses, the end of the tax year can feel like an uphill...
Jones Financial Accounts
Aug 284 min read
Should You Buy That New Equipment or Lease It? The Accounting View
Introduction For construction companies and SMEs, the decision to buy or lease new equipment isn’t just about convenience, it’s about...
Jones Financial Accounts
Aug 204 min read
Which VAT Rate Applies to Your Construction Project? (Explained Simply)
Introduction VAT in the construction industry is one of the most misunderstood areas of tax. From new builds to renovations and...
Jones Financial Accounts
Aug 194 min read
The Hidden Cost of Undercharging And How to Fix It
The Hidden Cost of Undercharging And How to Fix It Pricing decisions can make or break your profitability, yet many SMEs, especially in...
Jones Financial Accounts
Jul 293 min read
Personal vs Business Expenses. What’s the Difference and Why It Matters
Mixing Personal and Business Expenses? For Construction Firms, That’s Dangerous Ground In construction, it's easy for lines to blur. One...
Jones Financial Accounts
Jul 104 min read
Dividends vs Salary What’s the Most Tax-Efficient Mix in 2025?
If you’re a director of a limited company, you’ve likely heard the classic advice: “Pay yourself a small salary and top up the rest with...
Jones Financial Accounts
Jun 273 min read
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